Why is product development so important?

Why is product development so important? Sinead Campbell, of London Flats Insurance, discusses the development of their award-winning insurance products. As a business, it is important to always keep things moving. Although your product line might be ticking all the right boxes at the moment, who says the same will apply in five years’ time?

What is the difference between a leasehold and freehold flat?

What is the difference between a leasehold and freehold flat? Sinead Campbell, from London Flats insurance, discusses everything you need to know about the difference between leasehold and freehold flats. Are you thinking of buying a property in England or Wales? There are generally two main types of flats: leasehold and freehold. In the UK

Employers’ Liability Insurance: What you need to know

Employers’ Liability Insurance: What you need to know Sinead Campbell, from London Flats Insurance, discusses everything you need to know about Employers’ Liability Insurance. “Are you sure we don’t employ anyone?” This is a question probably posed at many Residents’ Management Company (RMC) meetings. Imagine the scene: one of the directors pointing out to his

Underground pipes and your insurance

Underground pipes and your insurance Sinead Campbell, from London Flats Insurance, discusses who is responsible for underground pipes and how they can affect your insurance. When broken or leaking, underground pipes can be very difficult to manage. If a pipe starts leaking into the ground surrounding it, this can cause a multitude of problems, such

Section 20: What happens when the S20 procedure isn’t followed?

Section 20: What happens when the S20 procedure isn’t followed? Sinead Campbell from London Flats Insurance discusses what happens when landlords don’t correctly follow the three-step Section 20 consultation procedure. Section 20 is a legal requirement which landlords must follow for the sake of their tenants. Failure to adhere to the requirements of the Section

General Health & Safety in Blocks of Flats

General Health & Safety in Blocks of Flats Sinead Duffy from London Flats Insurance outlines the main health and safety regulations that apply to blocks of flats. The duty to comply with the regulations falls on the landlord or person responsible for management which could be a Property Manager, a Residents’ Management Company or a

To VAT or not to VAT?

To VAT or not to VAT? Sinead Campbell, of London Flats Insurance, investigates whether you should be adding VAT to your insurance policy’s Declared Value or not. All Residents’ Management Companies need to ensure that the requirements set out in their Lease are covered by their blocks insurance policy and are reviewed at each renewal

What is PropTech?

What is PropTech? Sinead Duffy of London Flats Insurance discusses what PropTech could potentially mean for block management. In recent years a massive technological evolution has taken place, one which has extended to the corners of every industry. From self-checkouts in shops to using your smartphone to pay contactlessly, technology has come a long way

Preparing for snow: What you should know.

Preparing for snow: What you should know With Britain expecting to face up to 22 inches of snow today, it is important for all Residents’ Management Companies and Property Managers to understand how best to prepare their properties. Darren Bagnall, Operations Manager at London Flats Insurance, discusses what steps should be taken and the legal

General Health & Safety in Blocks of Flats

Belinda Thorpe, Managing Director of Residentsline, outlines the general health and safety requirements for flats and apartments. The following summarises the main health and safety regulations that apply to blocks of flats but there are many others. When dealing with these issues, it is important to remember that: The duty to comply with the regulations