What Claims Would be Covered Under a Directors and Officers Liability Insurance Policy? Sinead Campbell, of London Flats Insurance, details some claims that have been incepted on Directors and Officers Liability Insurance policies. For many, fulfilling the role of a director or an officer within a Residents’ Management Company (RMC) is a voluntary role and
Got a Lift? You Need an Engineering Insurance & Inspection Policy Sinead Campbell from London Flats Insurance explains the importance of Engineering Inspection and Insurance. Most buildings insurance policies taken out on blocks of flats will cover damage to passenger lifts as a result of an insured peril such as fire, accidental damage and malicious damage. However,
Asbestos in your block of flats Sinead Campbell, of London Flats Insurance, discusses everything you need to know about asbestos in your block of flats. For many blocks of flats, the standard health and safety measures such as fire safety and electrical safety may seem obvious. However, there are other things you need to think
Why is product development so important? Sinead Campbell, of London Flats Insurance, discusses the development of their award-winning insurance products. As a business, it is important to always keep things moving. Although your product line might be ticking all the right boxes at the moment, who says the same will apply in five years’ time?
What is the difference between a leasehold and freehold flat? Sinead Campbell, from London Flats insurance, discusses everything you need to know about the difference between leasehold and freehold flats. Are you thinking of buying a property in England or Wales? There are generally two main types of flats: leasehold and freehold. In the UK
Employers’ Liability Insurance: What you need to know Sinead Campbell, from London Flats Insurance, discusses everything you need to know about Employers’ Liability Insurance. “Are you sure we don’t employ anyone?” This is a question probably posed at many Residents’ Management Company (RMC) meetings. Imagine the scene: one of the directors pointing out to his
Underground pipes and your insurance Sinead Campbell, from London Flats Insurance, discusses who is responsible for underground pipes and how they can affect your insurance. When broken or leaking, underground pipes can be very difficult to manage. If a pipe starts leaking into the ground surrounding it, this can cause a multitude of problems, such
Section 20: What happens when the S20 procedure isn’t followed? Sinead Campbell from London Flats Insurance discusses what happens when landlords don’t correctly follow the three-step Section 20 consultation procedure. Section 20 is a legal requirement which landlords must follow for the sake of their tenants. Failure to adhere to the requirements of the Section
General Health & Safety in Blocks of Flats Sinead Duffy from London Flats Insurance outlines the main health and safety regulations that apply to blocks of flats. The duty to comply with the regulations falls on the landlord or person responsible for management which could be a Property Manager, a Residents’ Management Company or a
Sinead Campbell introduces London Flats Insurance London Flats Insurance has been providing insurance for blocks of flats and apartments for over 24 years. Our experience in the marketplace means that we are accomplished in providing cover for all types of flats and apartments including mansion blocks to new build apartments, converted houses to listed buildings.