Why have insurance premiums increased? A tougher attitude to risk and pricing across the insurance market has developed which now sees the flats insurance sector entering what is known as a ‘Hard Market’ for property and commercial insurances. What do we mean by the term ‘Hard Market’? It simply means that demand exceeds supply. More
Section 20 – is it reasonable? Sinead Duffy from Residentsline investigates. Please note that for the purposes of this article, any reference to the “landlord” may be substituted for the Freeholder, Head Lessee, Residents’ Management Company (RMC) or Right To Manage (RTM) company – in short, the person or organisation that enforces the service charge payment. Similarly,
Preparation for Buying Your Freehold Through Collective Enfranchisement Sinead Campbell from London Flats Insurance looks at how to prepare to buy your freehold. Collective Enfranchisement provides leaseholders of flats within a building the right to come together to purchase the freehold of the building as per the Leasehold Reform Housing & Urban Development Act 1993.
How to make sure we capture the past 3D laser scanned surveys accurately record our historic buildings and heritage sites so that they can be preserved for future generations. The surveys can collect huge amounts of building or landscape data, quickly with incredible accuracy, recording potentially tens of millions of data points. Each data points
London’s Great Estates Sinead Campbell from London Flats Insurance looks at London’s Great Estates. As most are aware London is a wonderfully diverse city characterised as a melting pot of people, cultures, and architecture. But it may be surprising to know that the bulk of it’s high-end leasehold property is owned by just a handful
Health and Safety in Your Block Sinead Campbell from London Flats Insurance explains the fundamental points of health & safety you need to be aware of in your block of flats or apartments. As a Managing Agent, Residents’ Management Company (RMC) or RTM company director, we’re sure you are aware of the (rather long) list
How Can I Reduce the Cost of My Block’s Insurance for Our Residents? As a Managing Agent or RMC Director, taking control of the buildings insurance for your block is one of your biggest responsibilities. You’re tasked with finding the right level of cover, for the right price. Your best bet is to work with
Providing Great Customer Service for Your Residents London Flats Insurance understands the importance of providing excellent customer service to ensure repeat business. We experience different levels of customer service in our day to day lives – everywhere from a trip to the Post Office to calling our broadband provider (shudder!). The difference outstanding customer service
That dreaded time comes round when you have received your insurance renewal details through your post box… have you ever considered what Insurers look at when they are calculating your premium or what you can do to help keep the cost down? Sinead Campbell, of London Flats Insurance, discusses what insurers look at when they
Sinead Campbell, of London Flats Insurance, discusses the Insurance needs for blocks of flats. Finding a comprehensive insurance policy can be a big task for anybody managing a block of flats or apartments. This is because blocks of flats tend to need specialist insurance policies to account for all the different features, floors and communal