Choosing a Cleaner for Your Block Sinead Campbell of London Flats Insurance looks at the importance of choosing a professional, reliable cleaner for your block. Cleaning is often thought of as a basic job and one that shouldn’t take much thought, skill or indeed, pay. But effective cleaning takes time, attention to detail and a
The Cladding Crisis and Your Insurance Sinead Campbell of London Flats Insurance investigates the cladding crisis and how it can affect your block insurance. The Cladding Crisis has loomed large over UK leaseholders for years now. It’s a multi-faceted issue with safety and financial concerns front and centre, but the effect of unsafe cladding on
Lift Inspection and Insurance Sinead Campbell of London Flats Insurance reminds us of having lift inspection and insurance in place for your block. Looking after a property with a lift brings with it another layer of responsibility to your residents. For some, the lift will be an expected convenience factored into their service charges and
Sinead Campbell of London Flats Insurance reminds us of the importance of having Directors and Officers liability insurance. With this month’s topic in mind, we wanted to give some examples of common disputes that arise when RMC directors face claims brought against them by their fellow residents, as well as the issues they face if
Sinead Campbell of London Flats Insurance provides some useful information regarding cladding. Cladding has been a huge topic of conversation throughout 2021 and for very good reason. The post-Grenfell discovery that at least 462 high-rise blocks of flats in England were cladded in the same dangerous materials that were wrapped around the tower has rocked
Sinead Campbell, of London Flats Insurance provides some quick tips to protect your block of flats over winter 2021 and plan for a positive 2022. If you’ve just started managing your block, or if things have been bit delayed this year (we can’t think why?!), then you may be looking for some quick, easy ways
Sinead Campbell, of London Flats Insurance, explains how non-payment of service charges is a property manager’s nightmare. Arrears throw the year’s maintenance and service provisions into chaos and can even lead to a decrease in property value if sufficient maintenance can’t be carried out. When leaseholders sign their lease, they are taking on the responsibility
Why have insurance premiums increased? A tougher attitude to risk and pricing across the insurance market has developed which now sees the flats insurance sector entering what is known as a ‘Hard Market’ for property and commercial insurances. What do we mean by the term ‘Hard Market’? It simply means that demand exceeds supply. More
Section 20 – is it reasonable? Sinead Duffy from Residentsline investigates. Please note that for the purposes of this article, any reference to the “landlord” may be substituted for the Freeholder, Head Lessee, Residents’ Management Company (RMC) or Right To Manage (RTM) company – in short, the person or organisation that enforces the service charge payment. Similarly,
Preparation for Buying Your Freehold Through Collective Enfranchisement Sinead Campbell from London Flats Insurance looks at how to prepare to buy your freehold. Collective Enfranchisement provides leaseholders of flats within a building the right to come together to purchase the freehold of the building as per the Leasehold Reform Housing & Urban Development Act 1993.